How to use PocketStacks

Twelve short steps. The same guide is in the app under Settings → How to use. How to install it as an app

1. Start

   Pick your region (currency and labels follow). Start blank, or explore the sample data first and clear it later in Settings.

2. Your stacks

   Everything you own and owe sits in 12 stacks: cash, savings, super, shares, ETFs, crypto, property, property loans, vehicles, vehicle loans, other assets and other debts. Tap one to open it. Enter one total, or list each account or holding. Stacks you don't use sit at the bottom; Hide unused tucks them away.

3. Once a month

   Open each stack and enter today's figure. If nothing changed, tap Confirm unchanged. When every stack is done, tap Lock in. The new month then joins your charts. Missed a month? The app offers to fill it in or carry balances forward.

4. Pay check-ins

   Paid weekly or fortnightly? Settings → Pay check-ins: pick how often, your first pay date and when to be reminded (the day after is a good default). On pay day the app asks Did you get paid?, then a quick check-in: Unchanged or Change for cash, savings, shares, ETFs and crypto, plus what you were paid. Each check-in goes into the month in progress, so Lock in works as before. Add the repeating reminder to your phone's calendar from the same screen. Monthly stays the default. Once you have two check-ins, the chart tabs gain Pay by pay: net worth at each check-in, grouped weekly, fortnightly or monthly, with the change each period.

5. Property and vehicles

   Add each property with its value, loan and repayments, and tick Rented out to compare rent with the loan. With more than one rental, rent is entered per property. Flag a cash or savings account as an offset on its own editor. Vehicles can value themselves from the price you paid and the date, or you type the value. Pick the vehicle a vehicle loan is secured against to see its loan-to-value on the loan and its equity on the vehicle.

6. Income

   Log salary, rent and overtime each month. Kept shows how much of your income ended up as net worth (it includes market moves).

7. Charts

   Today shows every stack over time: 6M and 1Y as bars, 2Y and All as areas, Zoom for net worth only, +12 mo for your pace. Swipe for Waterfall, Changes, Year on year, Growth, Projection and Pay by pay (once you track weekly or fortnightly pay). Drag a chart to read any month; Show the numbers gives the table.

8. History sheet

   Under the chart, Show the numbers, then Open the history sheet: every month and stack in one grid. Tap a cell to type, paste a block from a spreadsheet, or add a missing month. Save applies the lot and can be undone.

9. Goals

   Set up to six goals for your net worth or any stack, with an optional date. Each one says whether you're ahead or behind and when you'd get there at your current pace.

10. Import

    Settings → Import data: export a workbook (one Excel file of everything, with a client name) and import it back after editing, with a dry run first. Or download a template, or bring in a CompiledSanity sheet, Sharesight, SelfWealth or CommSec files, or any broker's trade history. Files are read on your device. The last import can be undone.

11. Install it as an app

    Add PocketStacks to your Home Screen so it opens full screen like an app, works offline and keeps your figures safer. iPhone and iPad: in Safari, Share → Add to Home Screen. Android: in Chrome, ⋮ menu → Add to Home screen → Install. Full steps: Settings → How to install.

12. Keep it safe

    Your figures stay on this device. Export a backup from Settings (you'll be reminded monthly), or connect your own cloud storage to sync. Install it to your Home Screen so it opens like an app and works offline.

Install it as an app

From your Home Screen it opens full screen, works offline, and your phone is less likely to clear your figures.